Facts you should know about Credit Bureaus 

The dealerships shop around your credit report, each check with the credit bureaus to see if you qualify for their standards.  Most Inquires stay on your credit report for a period of two years.  The inquiries that break this rule are inquiries by an existing account such as a visa that is simply checking your current credit status to either make sure you are still a good credit risk or to increase your credit limit.  These type of inquiries stay on your credit report for 1 year.  You can get rid of the inquiries three different ways.  The first by disputing the item under the premise that you have no knowledge of the account and it is misreported.  The second by contacting the company that put it on your report and telling them the same thing and that it is effecting your credit report and must be removed immediately.  Have that company fax you something stating that it should be removed.  The third way is to wait until the two year period is up and dispute it off under the premise that the information is outdated and no longer relevant.  Our course shows you step-by-step how to do this and provides you with samples and examples and the forms to do it all.  It teaches you this and so much more that the credit bureaus wish you didn't know.  Do yourself a favor, order the kit, and get this process going now!  You'll be so glad you did!  

There is a whole section dedicated to debt reduction that details 8 different methods that one can use to reduce debt before doing anything as drastic and detrimental as a bankruptcy.  First of all never run from your problems.  You need to contact every creditor that you have and talk to them.  If you explain your circumstances you will see that they can put you on a plan to help relieve your debt without destroying your credit. 

For instances, a credit card company can suspend all charging privileges on your account, without totally closing it, and put you on a payment plan that will drastically reduce your payments almost by 50%.  It is more advantageous for the medical billing companies and other creditors to work with you on payments to ascertain all of the owed debt than to sell off your account to a collection company for a smaller percentage of the amount owed.  This is not always the case, because some companies would rather sell off your account than deal with all of the hassles of billing, but our course can help you deal with those types of companies as well.  Avoid a bankruptcy if at all possible and work out the problem, don't run away from it.  If you are willing to conscientiously follow our directions as specified in the course, it will absolutely help you.

Everything in the book is based on facts, the law, and actual true experiences.  It is 100% legal and parts of the course have actually been contributed by lawyers.  We are not a company that is trying to scam anybody, but rather a company that has found a way to help the consumer by providing legal and effective ways to use the credit laws that were established by the Federal Trade Commission to the consumers best advantage.  The Solutions Network on the needs of the consumer-- not the wants of corporations.

Remember, Negative marks on your credit report will remain there for 7 years from the date of last activity, and possibly longer, unless you do something about it.  I encourage you to use the laws and the dispute process to remove information on your credit report that you believe may be misleading, questionable, outdated, incorrect, or you believe to be in any way misreported.  I am sure you can find something wrong with a large percentage of the items on all three of your credit reports.  There is almost 99% of the time something questionable about your credit reports.  If senators, NFL football players, and millionaires use laws and principles effectively to remove bad credit items NOW, so can you.  Yes, this course can help you to avoid waiting 7 dreadful years.  

Those that are actually doing this will go to federal prison when caught.  We don't promote nor do we condone any such process.  On the other hand, the credit repair course has been successfully used to remove even bankruptcies.  You may ask how is this possible and how can it be legal. It is totally legal and performed everyday.  How it is done is by using the credit laws to your advantage. 

You have the legal right to intervene into the processes of the credit bureau at any time to make sure that the personal information that they are selling about you is absolutely 100% correct.  You can challenge almost everything on your credit reports even bankruptcy items and total bankruptcies, legally.  

It is very common for human error to be a factor in a great deal of the items on your credit report.  It is your job as a weary consumer to scrutinize every part of every item for any possible errors and believed errors.  Once you find one or believe you have found one, it is your right within the law to dispute that item and make the credit bureau prove that this item is reported exactly as it states. If for whatever reason, in the case of public record items such as a bankruptcy, they cannot verify the information as being 100% accurate they have to remove the item per your request.  

For example, I once had a client who was refinancing his home.  His credit came up with two separate collections of $5,000 each from one of our nation's largest card lenders.  I knew that it was unlikely that the lender could possibly find any paperwork supporting the item such as a signature on the credit application.  I wrote them on my clients behalf alerting them to the fact that if they can't prove the validity of the item, it could be considered liable, and damages due to higher interest rates charged for the refinanced loan and any other credit difficulties could be $10's of $1,000's of dollars.  The bank new they couldn't find the proof.  Since they knew they couldn't prove it, they realized that they would lose in any court action (Just the cost of the attorneys would be as much as the amount owed). They knew they probably wouldn't get the money anyway.  So they made a sound business decision-- they gave up.  They had the $10,000 taken off the report and my client got his loan!  Anyone with knowledge of their rights and the pertinent laws can do the same!  The Credit Solutions Repair Manual gives you everything you need!

This type of tactic often works because they are understaffed to handle such requests.  Maybe the information has been archived and their computer records are backed up and it requires to much time for them to restore those records.  Whatever the case may be, if they cannot get that information within 30 days, it must come off if you request it.  That is the law!

Just as if you go into a courtroom to fight a speeding ticket and the officer does not show up, the ticket is dismissed and all charges dropped.  Why, because you are innocent until proven guilty, make them prove it or make them remove it.  This is the beauty of living in America; you might as well use your freedoms to your advantage or if you want, you can  just sit back and suffer the consequences, but don't complain because you are the one who chooses to do nothing about it!  

The Book itself is a complete educational resource, and in terms of the value it provides and the money it will save by elimination collections it is worth well over the $59 that we sell it for;  this information can truly transform your quality of life... 

But even more importantly, we provide 90 minutes of free hands on live assistance when you need it.  The next step is always as close as your phone.

We cut strait to the chase and show you how to get results!   Almost every other book on the market simply preaches the law because they are afraid of criticism.  Our goal is simple... help you the consumer solve you credit issues.  Corporations have their attorneys-- You have The Solutions Network.    We hold nothing back and show you how to test the limits of the law.  We don't preach, We teach!  

This course is comprised of 11 chapters of experience, instructing consumers with step-by-step examples and samples on how to legally and effectively rectify credit dilemmas from all three of their credit reports.  It also teaches consumers (8) different techniques for reducing debt and rebuilding credit, how to stop debt collectors with a single letter, reduce bankcard interest rates in 5 minutes, and every legal credit cleaning technique the credit bureaus wish you did not know. 

It is 100% legal and referred to by several law firms.  It is also used by many mortgage and lending institutions across the nation because of its effectiveness to quickly get results for its users. Satisfaction Guaranteed or your money back!  What else can I say?

Many are still under the impression that if something is placed on their credit that it is forged in time for a period of 7 to 10 years.  Well it is, and in some instances for longer periods of time, unless you do something about it!  Our nation is built on a system of checks and balances and the premise that you are innocent until proven guilty.  The credit bureaus are non-government-affiliated companies selling your personal information for a profit, so make them earn their money!  Laws such as the fair credit reporting act, written by the FTC, states that the individual has the right to intervene into the practices of the credit bureaus to make sure that the information that is being distributed is absolutely 100% accurate or NOT DISTRIBUTED!  Make them do their jobs of verifying the information. 

Whether you purchase our course or have our trained professionals handle it for you...  The credit reporting agencies and your creditors will be pushed to the limit to support their claims of your credit inadequacies.  By the time we are done-- most of them will simply cry uncle and give up and remove the blemishes!  This is enough improvement of your credit score to almost ALWAYS qualify you for that house, credit card, car, etc...

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Furthermore, there is a good chance that you are reading this because of an inability to obtain real estate financing through The Network--  If we can't fix your credit, you can't buy that house and we can't fund your loan.  We have a much larger stake in your credit rehabilitation than the sale of an inexpensive course.  Our network relies substantially on word of mouth reputation and referrals.  If we don't deliver a quality product or exemplary service, the reputation of the entire network suffers.  We can't afford to provide anything other than what we promise! 

This course contains the most effective methods for resolving credit issues, and is outlined with easy to use step by step instructions.   You can't go wrong with this product, we stand behind it, and with a 30 day money back guarantee, what have you got to lose?

You may be able to get the tax lien from being reflected on your credit report, but it does not relieve you from the obligation.  I have helped people remove these public record items by using the dispute process, but at the same time I have seen the government go after these people in numerous ways such as intercepting their tax returns, garnishing wages, and seizing property and bank accounts. 

Uncle Sam can be easy to work with and can be accommodating if you contact the IRS by phone to workout a deal.  Just remember to limit the information that you give to them and be as nice as you can be, and you will greatly enhance your chances at working out a deal.  

These strategies and more are detailed step-by-step in the course.

So why only a 30-Day guarantee?  The answer to this is very simple.  We guarantee your satisfaction of our kit, not the time that is takes for you to repair your credit.  So review the course when you receive it, and if you don't think it is everything we say it is, then return it... NO QUESTIONS ASKED.

These techniques ABSOLUTELY WORK.  They are the very same techniques that we will use if you enlist our services to handle this for you.  But they can't work if not put to use.  You have to open it up and use it's simple step-by-step methods.  That is why we give you the option of enlisting our experienced repairers.  They won't do anything for you that you can't do yourself.  But too many people purchase the course, leave it on the shelf, accomplish nothing and two years later are in the same or worse predicament.  We don't want that to happen to you.  We want you to be able to buy that home!  

Whether you invest in the course and do it yourself enlist the aid of our staff-- Just do yourself the favor of doing something!  These techniques will absolutely work for you--  but only if put to use.